Financial Adviser Harrow
Why not spend a few minutes with us on a telephone or video call to see if we’re a good fit, and make sure we have the right expertise to help you?
Your initial Discovery Call is free of charge and carries no obligation or cost.
Financial Planning for a Brighter Future in Harrow
Lumos Financial is the financial adviser Harrow business owners and senior professionals highly rate and recommend when it comes to protecting your wealth, and planning for a future of financial freedom.
Located in Hemel Hempstead, just 16 miles from Harrow, our mission is to help anyone with a desire to enjoy financial certainty in retirement.
For us, forging ongoing relationships with our clients is of primary importance. As your family financial advisers, Harrow individuals will find that we are dedicated to their financial success for the long term.
Our aim is to get to know you and your finance-related personal and work situations, so that we can put ourselves in your shoes and provide you with holistic advice that covers every base.
We know the importance of having clarity around your financial position and knowing where you are, what you have, and how you could be getting more out of what you have. And that’s precisely what we provide our clients with.
The independent financial advisers Harrow professionals depend
Consistently top rated for advice, service and value on professional review platform VouchedFor, and 5-star rated on Google, Lumos Financial has earned a reputation as one of the most respected financial advisers Harrow wide.
With passion, integrity and empathy as our core values, you’ll find us honest and straightforward with our advice. We’ll always view situations from your standpoint too, understanding any concerns as well as sharing your aspirations.
As your long term trusted advisers, we’ll make sure you only ever make smart financial decisions, and that your financial plan is reviewed regularly so that any external factors that may throw it off track are headed off.
Finally, we speak your language. You’ll never experience any jargon with Lumos Financial, and you’ll find everything explained in plain English. We’ll break down the complex into simple advice, so that you’ll have the clarity you’ve always sought.
Get in touch
Lumos Financial are independent financial advisers based in Hemel Hempstead and are here to answer all your questions about financial advice in Harrow.
Whether you live in London, Hertfordshire or further afield, we are ready to provide the advice you need.
Please drop us a line and let us know how we can help, and we’ll be right back in touch.
Looking for a financial adviser in Harrow? Here’s how we can help.
At Lumos Financial, we are on a mission to help business owners and senior professionals achieve a clear picture of their finances. We will create a tailored plan for you that will see you build, preserve and protect your wealth for the long term, allowing you to enjoy a future free from financial worry.
We provide a range of FCA regulated services. These include independent financial advice, financial planning, retirement planning, pension advice, equity release advice, investment advice and management, estate planning, and wealth management.
Our offices are located in Hemel Hempstead, just a 45 minute drive from Harrow. Meet with us in-person or virtually if you prefer, and we can discuss how to get you on track to meet your ambitions for a financially secure future.
Why choose Lumos Financial?
Yes, Lumos Financial are Financial Conduct Authority (FCA) regulated, fully independent financial advisers covering Harrow, Watford, St Albans and Hemel Hempstead, together with the wider areas of Hertfordshire and North London.
If you want to make sure you are receiving impartial advice that’s focused on your best interests, it is essential to take advice from independent financial advisers. Harrow business owners and senior professionals are reassured that this is precisely what they’ll receive when they work with Lumos Financial.
Rather than being tied to a single product provider or insurer, or only being able to recommend products from a set panel, our independence allows us to access the whole of the market when we are recommending products to our clients. From pensions and investments to equity release lifetime mortgages or any other financial product, you can rest assured that the products we select for you will be centred on your unique needs as we understand them.
A financial planner is not the same as a financial adviser. Harrow business owners and senior professions who choose to work with us will learn that, rather than receiving advice only around financial products, they will go through a far more involved process.
Financial planning involves spending time learning about your financial situation, ambitions and concerns. Then, using our technical knowhow and experience, we will ascertain whether it’s possible to achieve your goals from what you have at the moment.
If it is, we’ll devise a plan to keep you on the right path, ensuring we allow for any setbacks along the way that might take you off track. If it isn’t, we’ll come up with a long term plan to get you to where you want to be.
We are qualified and regulated by the Financial Conduct Authority (FCA) to offer a full range of services, including independent financial advice, financial planning, retirement planning, pension advice, equity release advice, investment advice and management, estate planning, and wealth management. We do this for both businesses, and individuals.
Yes, at Lumos Financial, we are authorised to provide independent financial advice on equity release. Harrow homeowners are welcome to talk to us and discover whether they are eligible, and discover how much tax-free cash they could release.
An equity release lifetime mortgage allows you to make the most of the property you’ve invested so much in over the years. With a lump sum, you could treat yourself to a dream holiday, renovate your home, or buy yourself a new car. Or you could simply take a regular income so that you can live your life the way you want to, without having to worry. Please see our equity release page for more information.
We offer a free initial call so that we can get to know each other, and we can ensure we have the right expertise to help you as your financial advisers in Harrow. There is no charge for the call, and there is no obligation to go ahead with any advice. If we feel we are a good fit, then we can move to the next step which is a Discovery Meeting.
How we helped two business owners discover how their business could help them achieve financial independence, find a way to purchase their commercial premises, and plan how to protect their young family.
How we helped a professional couple to simplify their investments, and provided reassurance that their ambitions to financially assist their children and live an enjoyable retirement were on track.