We want to help you take the right steps towards reaching financial independence.

And the path to financial success, in our view, is a partnership of you sharing your dreams and goals and us gaining an understanding of your needs. This enables us to build a robust financial plan together. 

Our role is to shine a light that guides you through the process, which is tailored to your specific needs and desires, until you reach the ultimate goal of financial freedom.

We've outlined below the typical journey our clients take


Discovery Meeting

  • An initial meeting to get to know you and for you to ask any questions
  • Here we work out if we’re a good fit together going forward
  • This meeting is at our expense with no obligation on your part
  • It enables you to obtain a clear and transparent understanding of the cost of our services

Information Gathering

  • The aim of this subsequent follow-up meeting is to establish you and your family’s financial goals.
  • It’s where we’ll gather information about your financial arrangements so we have all the details needed to start the creation of your Financial Plan  



Planning meeting

This is where the magic happens!

  • We’ll take the information about you and your financial situation, and build a clear picture of where you are currently and the path you’re headed on.
  • Using our financial forecasting software, we’ll create several ‘What if’ scenarios to show you the different paths you could take to achieve your most important goals
  • Importantly, we’ll highlight the consequences of prioritising certain actions over others in different scenarios
  • After agreeing the best way forward with you, we’ll document the actions that you need to take in your personalised Financial Plan. 
  • You’re free to implement this yourself, conducting your own research, and constructing the most appropriate investment portfolios to help you achieve your goals. Alternatively, we can take care of this for you in the following stage.

Implementation and Research


  • Once you’re happy with the finalised plan, we’ll implement whatever is needed to put this into immediate action. 
  • We’ll research the whole of the market and recommend financial solutions that are appropriate for achieving your goals. 
  • This could involve setting up new investments and tax-efficient wrappers, or making key alterations to existing products to ensure they’re fit for purpose.
  • We’ll take care of the paperwork and administrative burden, keeping you updated along the way.



Ongoing care and forward planning

  • To make sure you’re on track to achieve your goals, we’ll be with you every step of the way and will adapt your plan as circumstances change.     
  • Having us by your side means you should never need to worry about money again, and we’ll ensure you stick to the plan that’s been created, even during the toughest of times.